Clacify — 120+ Free Online Calculators & Tools

Free, privacy-first calculators and tools for finance, PDF, health and productivity — EMI, SIP, Income Tax FY 2026-27, GST, BMI, JPG to PDF, and more. No login, no payment, nothing uploaded.

Popular Tools

• Meme Generator — Create memes with popular templates or your own image — add text layers, adjust font, size, colour. Download as JPG.
• Compress PDF — Reduce PDF file size with zero quality loss
• Sleep Calculator — Find best bedtimes based on 90-min sleep cycles
• Morse Code Translator — Translate text to Morse code and decode Morse back to text
• Zodiac Sign Calculator — Find your zodiac sign and personality traits from birthday
• Discount Calculator — Calculate sale price and savings from any discount
• Salary Calculator — Convert CTC to in-hand monthly salary
• BMI Calculator — Calculate Body Mass Index with category
• Scientific Calculator — Scientific calculator with trig, log and power functions
• Audio / MP3 Cutter — Trim any audio file to exact start and end times — MP3, WAV, AAC, OGG. Lossless WAV cut. Preview before download.
• NPS Calculator — Calculate NPS corpus and monthly pension at retirement
• JSON to CSV — Convert JSON array to CSV spreadsheet format
• Prime Number Checker — Check if a number is prime and find its factors
• PDF Page Numbers — Add page numbers to PDF — choose position, style and font size
• GST Invoice Generator — Generate GST-compliant invoices with CGST/SGST/IGST and download as PDF
• EMI Calculator — Calculate loan EMI for home, car & personal loans
• Income Tax Calculator — Compare Old vs New regime tax — FY 2025-26 & FY 2026-27
• SIP Calculator — Calculate mutual fund SIP returns and future value
• PPF Calculator — Calculate Public Provident Fund maturity amount
• GST Calculator — Add or remove GST from any amount instantly
• FD Calculator — Calculate fixed deposit returns with TDS
• EPF Calculator — Calculate EPF maturity amount, monthly contributions, and pension estimate
• HRA Calculator — Calculate HRA tax exemption under Indian income tax
• Gratuity Calculator — Calculate gratuity amount as per Gratuity Act
• Compound Interest — Calculate compound interest on investments
• JPG to PDF — Convert JPG/PNG images to PDF instantly
• Merge PDF — Combine multiple PDF files into one
• Document Translator — Translate Word documents to or from English while keeping your original layout and formatting
• Calorie Calculator — Calculate daily calorie needs using BMR and TDEE
• Word to PDF — Convert Word DOCX documents to PDF instantly in your browser

Salary, Loan & Investment Guides

• 8 LPA in-hand
• 10 LPA in-hand
• 12 LPA in-hand
• 15 LPA in-hand
• 18 LPA in-hand
• 20 LPA in-hand
• 25 LPA in-hand
• 30 LPA in-hand
• 40 LPA in-hand
• 50 LPA in-hand
• ₹20 lakh loan EMI
• ₹30 lakh loan EMI
• ₹40 lakh loan EMI
• ₹50 lakh loan EMI
• ₹75 lakh loan EMI
• ₹100 lakh loan EMI
• SIP for ₹50 lakh
• SIP for ₹1 crore
• SIP for ₹2 crore
• SIP for ₹5 crore
• ₹1 lakh FD
• ₹5 lakh FD
• ₹10 lakh FD
• ₹25 lakh FD
• ₹50 lakh FD
• Tax on ₹7 lakh
• Tax on ₹10 lakh
• Tax on ₹12 lakh
• Tax on ₹13 lakh
• Tax on ₹15 lakh
• Tax on ₹20 lakh
• Tax on ₹25 lakh
• Tax on ₹30 lakh
• Tax on ₹50 lakh

From the Blog

• What Salary Makes You Rich in India? (2026 Report)
• How to Calculate EMI: Formula + Step-by-Step Examples
• GST Invoice Guide: Format, Requirements & Examples
• Income Tax India FY 2025-26 — New Slabs & ₹12 Lakh Rebate
• Old vs New Tax Regime: Which Saves You More in FY 2025-26?
• How Much SIP Do You Need to Reach ₹1 Crore?
• PPF vs NPS vs EPF: Which Retirement Option Is Best?
• How Much Home Loan Can You Actually Afford?
• CTC vs In-Hand Salary: Why ₹12 LPA Feels Like ₹88,000/Month
• FD vs PPF vs Debt Fund: Where Should You Park Safe Money?